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    • home
    • About TITAN
    • Personal Banking
    • SME Banking
    • Corporate Banking
    • Careers
    • Contact us

TITAN Personal

We care about you enough to have you in mind before or after payday— we facilitate personal loans to the staff of select corporate organizations whose staff salary accounts reside with us.

Features/Benefits

Include:

Flexibility to meet varied personal needs.
Domiciliation of salary account with Titan Trust Bank.
Minimum Obligor limit of N100,000.
25% of employee’s net annual salary with a repayment period not exceeding 12 months.
Max. obligor limit of 50% of annual income (where the terminal benefit is not in place) and tenor not exceeding 24 months.
Max. obligor limit of 75% of annual income (where the confirmed terminal benefit is above 100% of the loan amount) and tenor not exceeding 36 months.
Debt-to-income subject to 33.3%.

Account Opening Requirements/Documentations:

We’ll guide you through what’s needed to set up your startup.

Available after at least 1 month of payroll administration.
Completed application form.
Completed Employee Status Inquiry / Employer’s
Confirmation.
Valid means of ID and Employment ID.
Confirmation letter/Promotion letter.
Payslips.
Credit checks.
BVN.
Letter of Lien/Set-off.
Irrevocable domiciliation of salary & entitlement/credit life insurance.
Get Started

Open Personal Account

Need Help?
  • Visit the Help Centre
or Call:
07000200200
012265100
012265129

TITAN is passionate about the future, committed to tomorrow, and laser focused on building a world class Bank.

  • Personal Banking
  • TITAN Cards
  • Savings Accounts
  • Current Accounts
  • Corporate Banking
  • Target Investment
  • SME Banking
  • Retail Pay
  • Others
  • Careers
  • Contact us