Titan Trust Bank was established on the 12th of December, 2018 and obtained its National Banking license on the 26th of April 2019, operating as a fully commercial National Bank.​

Titan Trust Bank Limited was established on the 12th of December, 2018 and obtained its National Banking license on the 26th of April 2019, to operate as a commercial bank with national authorization.​

Titan Trust Bank’s National banking license is the first National Banking license that the Central Bank of Nigeria has granted in the last ten years.​

The Bank was formed to take advantage of the identified gaps in the banking sector and address the unmet needs of the retail mass market, SMEs and corporates.

Our people are best-in-class Bankers, ready to deliver on our customer promise and support the execution of the Bank’s strategy. Our branch network is structured to enhance service delivery and customer experience, in uniquely designed branches across the country.

Year Established

12th of December, 2018

National Banking License

26th of April 2019

AllDirectorsManagement Team

Mr Tunde Lemo

Mr Tunde Lemo has over 30 years of significant leadership and top management experience in the public and private sector. 

He had a successful career at the Central Bank of Nigeria where he served as the Deputy Governor in charge of Operations and Deputy Governor in charge of Financial Systems Surveillance. 

Mr Lemo’s contribution to public policy in the financial sector includes modernisation of the Nigerian payment system, rapid deployment of the electronic banking system, the implementation of the Banking Sector Consolidation, formulation, implementation and supervisory framework of the Microfinance policy—all under the supervision of the Governor. He also led the restructuring of the Abuja Security and Commodities Exchange and Nigeria Export Bank (NEXIM) as chairman of both institutions.

As MD/CEO of Wema Bank from 2000 to 2003, Mr Lemo championed the transformation which led to a superlative performance that made the bank rank as one of the ten most profitable banks in Nigeria in 2003.

He currently sits on the board at GlaxoSmithKline Consumer Nigeria PLC. He is the Director/Chairman board audit committee of Africa Finance Corporation and an officer of the Federal Republic of Nigeria (OFR).

Mr Lemo is a fellow of the Institute of Chartered Accountants of Nigeria, as well as a fellow of the Chartered Institute of Bankers of Nigeria and graduated with First Class Honours in Accountancy from the University of Nigeria, Nsukka. He also attended an Advanced Management Programme (AMP) at the Wharton College, the University of Pennsylvania, USA as well as executive training programmes at Harvard University, INSEAD(Fontainebleau, France) and Brandeis University in Boston. 

Mr Andy Ojei

Mr Andy Ojei is a Fellow of The Institute of Chartered Accountants of Nigeria as well as a Fellow and Council Member of The Institute of Credit Administration of Nigeria and has over 28 years of experience in the financial sector.

Mr Ojei served as an Executive Director of Zenith Bank Plc (until 2013) in charge of Internal Control & Audit; Human Resources/Capital; Credit Risk Management; Domestic Operations and Brand & Market Risk. Prior to this he also set up the first offshore subsidiary for Zenith Bank in Ghana as Managing Director (winning bank of the year in 2008). In addition, he pioneered the set up of the bank’s branches in Ibadan and Abuja.

He has a Bachelors Degree in Accounting from the University of Lagos and an MBA from the Enugu State University of Science and Technology. Mr Ojei has also attended courses at Wharton Philadephia and San Francisco, Euromoney in London, INSEAD.

Mr Ojei is a seasoned businessman with interests in Real Estate and Information Technology

Alhaji Aminu Bashari.​

Alhaji Bashari Aminu (Iyan Zazzau), is the Chairman of the Board of Directors of Vital Products Limited.

He is a Fellow of the Institute of Financial Accountants (UK) and a Fellow of the Certified National Accountant of Nigeria (CNA). He is a senior title holder in the Emirate of Zazzau and was a Senior District Head of Sabon-Gari, Zaria in Kaduna State from 1979 to 2018.

He is currently on the board of several companies.​

Alhaji Abubakar Mohammed.​

Alhaji Mohammed is a seasoned entrepreneur with over 30 years experience managing and leading businesses across the country.

He is the managing director of Syndicated Investment limited, a construction firm. He has held this post for over 33 years.

He has also been the chairman/CEO of Impex limited, a security, contracting and trading company since 1993.​


Mudassir Amray

Mudassir is a banker with over 25 years of global exposure across six geographies (US, Nigeria, Malaysia, Hong Kong, Singapore, and Pakistan).

He has held senior positions in global banks such as: Citi New York – Managing Director & Head of Global Capital Management (LATAM), Citi Nigeria – Managing Director & Head of Corporate & Investment Banking, Nigeria and Ghana, Al Rajhi Malaysia – Country Business Head, Citi HK – Head of Capital Management, Asia Pacific, Citi Singapore – Head of Islamic Banking, Asia Pacific, Citi Pakistan, Country Business Head.​

Executive Director

Mrs. Adaeze Udensi

Mrs. Adaeze Udensi is the Executive Director (Business, Operations, IT & Corporate Services) and Executive Compliance Officer of Titan Trust Bank.

With over 23 years of banking experience across Retail, Commercial, Public Sector, e-Business, Private Wealth Management, Credit & Marketing, Business Development; she brings to the table a deep knowledge of the market and business fundamentals relevant to the financial services industry.

Prior to joining TITAN, she was the Executive Director in charge of the South-South/South-East Directorate and Executive Compliance Officer for Heritage Bank.

She was also responsible for driving the Retail Business at Heritage Bank across the entire 160 branches in Nigeria.

Adaeze’s sector experience also includes 16 years working in different capacities at Zenith Bank where she oversaw the growth of its Oil & Gas, Public Sector, Commercial and Retail Businesses taking it to the second largest portfolio in the bank before leaving as a General Manager in 2014.

She holds a Bachelor’s Degree in Banking and Finance from the Enugu State University of Science and Technology and MBAs from the Rivers State University of Science and Technology and the University of Bangor, Wales as well as a Doctor of Philosophy in Credit Management from University of Panama.

Adaeze has also attended several Executive Management Programs in Wharton Business School, Kellogg School of Management, Harvard Business School, and INSEAD.​ She is a member of the Chartered Institute of Bankers, Scotland; Fellow of the Institute of Credit Administration and an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria.

Head of HR

Stella Nwihim

Stella is a seasoned professional with over 21 years experience spanning Human Resources, Sales and Banking Operations.

She has held key HR positions in Zenith Bank Plc and UBA Plc including Head Workforce Planning, Head Shared Services and Head Business Partnering, where she made significant contributions in organizational development, performance & change management and business strategy.

She holds a B.Sc. and M.Sc. (Biology) and an MBA (Management) and is a member of the Chartered Institute of Personnel and Development (CIPD).

Chief FInancial Officer

Mark Oguh

Mark has 22 years experience in the Banking industry covering Operations, Audit and Financial Control.

He is also a Fellow of the Institute of Chartered Accountants of Nigeria and Chartered Institute of Taxation of Nigeria.

He holds a Bachelor’s Degree in Accountancy and Business Administration and an MBA in Banking and Finance. He was the Financial Controller at Diamond Bank from 2015 to March 31, 2019.​

Head of Compliance

Ademola Ajayi

Ademola AJAYI is the Chief Compliance Officer the Bank.

He holds a Master of Science degree and bachelor’s degree (First Class Honours) in Accounting from Babcock University, Ilishan Ogun State. He holds HND in accounting (Upper credits) from the Polytechnic, Ibadan.

He is a fellow of the Institute of Chartered Accountant of Nigeria. He is an Associate of Compliance Institute of Nigeria. He is a Security and Exchange Commission registered Compliance Officer and a registered professional of the Financial Reporting Council of Nigeria. He is a Certified Compliance Officer (CCO) and a Certified Fraud and Crime; Investigation and Prevention Professional by the Global Academy of Finance and Management (GAFM), USA. He is also a fellow of GAFM, USA.

He has been in the Nigerian Banking Sector since 1996, with experience in financial control, credit risk review and monitoring, business development, banking operations, internal controls and audit, inspection and compliance functions. His career in banking started in NAL Merchant Bank (as a National Youth Service Corps member). Immediately after the youth service year, he was recruited by Zenith Bank, where he performed creditably well in banking operations, controls, risk management related functions (with specific focus on compliance risk management role). He played a key role in setting up compliance department in Zenith Bank and took same to an enviable height.